First House

[Sloth]

Ok, just had an offer accepted for my first house.


Shitting myself now, never lived away from home, however will i survive! :kinky:

Free food and furniture now accepted.

[JB]

You're buying? Cool.

[TAT 70]

I`m still in my first bought house mate.
I moved in the day after my wedding.
Things do change a little mate as in
you actualy have to pay the bills or
your out on your ear lol.

[Sloth]

buying kind of, were buying with my better half's father and splitting the mortgage.

we should be alright with the mortgage, its just the other stuff im worried about, obviously being in uni at the same time, its going to be tight as **** for the next year.

[JonnyJames]

Does your uni have some kind of emergency fund for seriously cash-strapped students? And if so, have you looked in to whether you'll qualify?

[FAT SAM]

Start making swole fetish movies to fund yourself through uni.

[JonnyJames]

That is an awesome idea. Narc will be able to put you in touch with the right people.

[FAT SAM]

That is an awesome idea. Narc will be able to put you in touch with the right people.

His flatmates?

[ATZ]

Phil, I thought you had graduated? Or is this now an MA? If you want any advice I bought my first place in Feb so let me know.

[Sloth]

yeah going back to do an MSc Al, theres **** all work down here atm, but im hoping if i apply for the graduate schemes for next year and get the MSc under my belt along with a load of personal portfolio work i should be quite a good candidate.

Jonny - yeah i will be claiming for that too. its shit, throughout the undergraduate you get thrown money for everything the postgrad is 3x the price and you get no funding whatsoever.

[ocaz]

You'll be fine - me and my now wife never lived together before buying our first house 3 and half years ago where we still live. Before we didn't have any bills to pay and had all our food covered etc as we lived between my parents house and her mums house only making minimal contributions.

It is a bit of an adjustment with all the stuff you have to pay out but you just cope as you get used to living to your means - best thing to do is set up direct debits to cover all your main bills at begining of month or when any cash hits the account like wages so they are covered. Make sure you get cheapest suppliers for stuff check out this site really useful and will save you money on all sorts of things -

www.moneysavingexpert.com

and my final tip is plan your meals in advance for the week before doing your food shop (to be honest my wife does this she is much more organised than me) and means you don't end up buying loads of crap and wasting money.

Hope this helps and good luck mate!!